Last updated: [01/01/2026]
Welcome to InvestingLab.com (“we,” “our,” or “us”).
These Terms of Use govern your access to and use of our website, tools, calculators, and content. By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use the website.
1. Purpose of the Website
InvestingLab.com provides educational tools, calculators, and informational content related to personal finance and decision-making.
The website is intended for general informational and educational purposes only.
2. No Financial, Legal, or Tax Advice
Nothing on this website constitutes:
- Financial advice
- Investment advice
- Tax advice
- Legal advice
- Accounting advice
- A recommendation to buy, sell, or hold any asset
All calculators and tools are simulations based on user-provided inputs and simplified assumptions.
You should consult qualified professionals before making financial or legal decisions.
3. Use of Calculators and Tools
By using our calculators and tools, you acknowledge and agree that:
- Results are estimates only
- Outputs depend entirely on assumptions you enter
- Actual outcomes may differ materially
- Tools do not account for all real-world variables (e.g., market volatility, individual tax rules, regulatory changes)
We make no guarantees regarding accuracy, completeness, or suitability for any purpose.
4. User Responsibilities
You agree to:
- Use the website lawfully and responsibly
- Provide accurate inputs where applicable
- Not misuse, reverse-engineer, or interfere with site functionality
- Not attempt to access restricted areas or systems
You are solely responsible for how you interpret and use information from this website.
5. Intellectual Property
All content on InvestingLab.com, including:
- Text
- Design
- Calculators
- Code
- Graphics
- Branding
is owned by or licensed to us and protected by intellectual property laws.
You may:
- Use the website for personal, non-commercial purposes
You may not:
- Copy, reproduce, redistribute, or sell content
- Use our tools or content to create competing services
- Scrape or automate data extraction without permission
6. Third-Party Links and Services
Our website may contain links to third-party websites or services.
We do not control and are not responsible for:
- Their content
- Their privacy practices
- Their accuracy or availability
Accessing third-party sites is at your own risk.
7. Limitation of Liability
To the fullest extent permitted by law:
- We are not liable for any direct, indirect, incidental, or consequential damages
- This includes financial loss, lost profits, or reliance on tool outputs
Your use of this website is entirely at your own risk.
8. No Warranties
The website and its content are provided “as is” and “as available.”
We make no warranties, express or implied, including:
- Accuracy
- Reliability
- Availability
- Fitness for a particular purpose
9. Availability and Changes
We may:
- Modify or discontinue any part of the website
- Update tools, assumptions, or features
- Change these Terms at any time
Continued use of the website after changes constitutes acceptance of the updated Terms.
10. Geographic Use
This website is accessible globally.
Users are responsible for complying with local laws and regulations applicable in their jurisdiction.
We do not represent that the content is appropriate or lawful in all locations.
11. Termination
We reserve the right to restrict or terminate access to the website at any time, without notice, if these Terms are violated or misuse is detected.
12. Governing Law
Unless otherwise required by applicable law, these Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the website operator is based, without regard to conflict-of-law principles.
13. Contact
If you have questions about this Disclaimer, please contact us via the contact form on this Website.