Last updated: [01/01/2026]
Welcome to InvestingLab.com (“we,” “our,” or “us”).
We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website or use our tools and calculators.
By accessing or using this website, you agree to the terms of this Privacy Policy.
1. Scope of This Policy
This Privacy Policy applies to:
- Visitors to InvestingLab.com
- Users of our calculators, tools, and educational content
- Individuals who contact us or interact with us online
This policy applies globally and is intended to comply with applicable data protection laws, including but not limited to:
- General Data Protection Regulation (GDPR)
- California Consumer Privacy Act (CCPA/CPRA)
- Other applicable international privacy regulations
2. Information We Collect
a) Information You Provide Voluntarily
We may collect personal information when you:
- Contact us via email or a contact form
- Subscribe to newsletters or updates (if enabled)
- Submit feedback or inquiries
This information may include:
- Name
- Email address
- Any information you voluntarily provide in your message
Providing this information is optional.
b) Information Collected Automatically
When you visit our website, we may automatically collect limited non-personal or technical information, such as:
- IP address (anonymized or truncated where possible)
- Browser type and version
- Device type and operating system
- Pages viewed and time spent on pages
- Referring or exit pages
This information is used for analytics, security, and site optimization.
3. Calculator & Tool Data
Our calculators and tools are designed with privacy in mind:
- Inputs entered into calculators are processed locally in your browser
- We do not store, save, or transmit your financial inputs to our servers
- We do not require user accounts or logins
- Downloaded results or shareable links remain under your control
We do not collect personal financial data through our tools.
4. Cookies & Similar Technologies
We may use cookies and similar technologies to:
- Ensure proper site functionality
- Remember basic user preferences
- Analyze traffic and usage patterns
- Improve content and user experience
Cookies do not allow us to identify you personally unless you voluntarily provide personal information.
You can control or disable cookies through your browser settings.
5. Legal Bases for Processing (GDPR)
For users in the European Economic Area (EEA) and similar jurisdictions, we process personal data based on:
- Consent (when you voluntarily provide information)
- Legitimate interests (site operation, analytics, security)
- Legal obligations (where required)
6. How We Use Information
We use collected information to:
- Operate and maintain the website
- Improve tools, calculators, and content
- Respond to inquiries and communications
- Monitor site performance and security
- Comply with legal requirements
We do not use personal information for automated decision-making or profiling.
7. Data Sharing & Third Parties
We do not sell, rent, or trade personal information.
We may share limited data with trusted third-party service providers that assist with:
- Website hosting
- Analytics and performance monitoring
- Email delivery (if applicable)
These providers are contractually required to protect your data and use it only for authorized purposes.
8. International Data Transfers
Your information may be processed or stored in countries outside your country of residence, including countries that may have different data protection laws.
When international transfers occur, we take reasonable steps to ensure appropriate safeguards are in place.
9. Data Retention
We retain personal information only for as long as necessary to:
- Fulfill the purposes outlined in this policy
- Comply with legal, regulatory, or operational requirements
Non-personal and aggregated data may be retained for analytics purposes.
10. Data Security
We implement reasonable technical and organizational measures to protect your information, including:
- Secure hosting infrastructure
- Limited data collection
- Access controls and monitoring
However, no online system is completely secure, and we cannot guarantee absolute security.
11. Your Privacy Rights
Depending on your location, you may have the right to:
- Access personal data we hold about you
- Request correction or deletion of your data
- Object to or restrict processing
- Withdraw consent at any time
- Request data portability (where applicable)
To exercise your rights, please contact us using the details below.
12. California Privacy Rights (CCPA/CPRA)
California residents may have additional rights regarding personal information, including:
- The right to know what personal information is collected
- The right to request deletion of personal information
- The right to opt out of certain data uses
We do not sell personal information.
13. Children’s Privacy
InvestingLab.com is not intended for children under the age of 13 (or equivalent age in your jurisdiction).
We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us and we will remove it.
14. External Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of external sites. We encourage you to review their privacy policies.
15. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.
Your continued use of the website constitutes acceptance of the updated policy.
16. Contact
If you have questions about this Disclaimer, please contact us via the contact form on this Website.